Linkpoint Testing Credit Card Numbers

Credit Card Testing Numbers

Saturday, April 12, 2008

When you complete a credit card transaction on an electronic payment gateway, chances are very good you will be charged for the transaction. The transaction is going through a transaction provider and to a card association (Visa / MasterCard / Discover / American Express). The card association charges a fee to access their environment. To overcome this, LinkPoint created staging servers. Through this staging server, a web developer can mimic a transaction to verify the transaction and response.  Keep in mind though that getting a test account is not as easy as it used to be.  In the past, you would submit your information and within minutes, a test store would be created.  However, we were told that you need to be a merchant to actually have access to this staging server – which beats the purpose of getting a test account.  This is another reason we have switched our support from LinkPoint (First Data Global Gateway) to the Quantum Gateway.

Since credit card numbers are developed using the Lunh’s method or mod-10 algorithm, not just any number that meets these requirements can be sent. These test credit card numbers can be used on your live LinkPoint account. If you use these credit card numbers on your live (production) LinkPoint account, your account will be charged accordingly. If these numbers are used on a testing (staging) server, no fees will be collected.  These card numbers can usually be used on most testing accounts from the other electronic payment gateways like Quantum Gateway / Authorize.net / etc.

Card Type Card Number Exp
Date
Amount Number
of Digits
Visa 4005550000000019 current
mm/yy
$1.00 16 digits
MasterCard 5424180279791765 current
mm/yy
$1.00 16 digits
Discover 6011000993010978 current
mm/yy
$1.00 16 digits
American Express
(Corporate)
372700997251009 current
mm/yy
$1.00 15 digits

If the numbers above are used on your production (live) account, you will receive an approved response.

If you need to receive a declined transaction on your live LinkPoint account, use these numbers:

Card Type Card Number Expiration
Date
Number
of Digits
Visa 4111111111111111 any mm/yy 16 digits
Visa 4012888888881881 any mm/yy 16 digits
MasterCard 5215521552155215 any mm/yy 16 digits
MasterCard 5105105105105100 any mm/yy 16 digits
American Express
(Corporate)
378282246310005 any mm/yy 15 digits
American Express 371449635398431 any mm/yy 15 digits
Discover 6011111111111117 any mm/yy 16 digits
Discover 6011000990139424 any mm/yy 16 digits
JCB 3530111333300000 any mm/yy 16 digits
JCB 3566002020360505 any mm/yy 16 digits

Keep in mind that if you use your live LinkPoint account for any transaction, you will be charged. The test store from LinkPoint comes with the LinkPoint Basic / HTML, LinkPoint API, and LinkPoint Virtual terminal. You will be able to mimic LinkPoint transactions in a testing environment with be assessed any fees.